Educação financeira e formação empreendedora na EJA: capacitando jovens e adultos para a criação e gestão de pequenos negócios

Abstract

This study investigates the relevance of Financial Education in the entrepreneurial development of adults, specifically within the context of Youth and Adult Education (EJA). The general objective was to create a didactic sequence on Financial Education that fosters critical and entrepreneurial thinking among EJA high school students, preparing them for the creation and management of small businesses. The methodology was bibliographic and documentary in nature, grounded in authors such as Lakatos and Marconi (2023), aiming to access a wide range of research sources. Data were interpreted through the development of a didactic sequence aligned with the study's goals and theme. The results highlighted the importance of entrepreneurship not only as business creation but as a set of skills in creative and innovative individuals capable of transforming their surroundings. The research emphasized the need for business formalization, providing a step-by-step guide to becoming a Microentrepreneur (MEI), and addressed key Financial Mathematics concepts such as the time value of money and simple and compound interest—crucial for effective resource management. The proposed didactic sequence, structured for eight classes totaling 400 minutes, proves to be a valuable educational tool to promote critical and entrepreneurial thinking, empowering EJA students to create and manage small businesses. It is concluded that the research objectives were satisfactorily achieved, reinforcing the importance of Financial Education as a means to foster entrepreneurship among youth and adults.